The Valentines’ cash back campaign starts on 10/2/2022 and ends on 14/2/2022.

Only credit card customers (new and existing credit card customers) using their AUB credit card(s) during the run period of the campaign.

Only 8 categories are qualified for earning; Bakery, Flower shops, Restaurants, Chocolates, Health & Spa, Jewelry, & Cosmetics. (Restaurants & Spa inside hotels not included) No other spend category is qualified for earning.

Cash back percentage is 20% on only 1 transaction (the Highest) in only campaign categories listed above.

No Minimum Spend or above in order to earn the cash back.

There is no maximum amount for spend in any or all of the 8 categories.

There is no capping/maximum for the cash back earning.

The cash back amount will take place once and credited to the customer during March 2022.

The customer has to be current and regular on the date of earning. If the card is under collection or the customer is delinquent on the date of earning, the customer will have no right to receive cash back earnings.

There is no enrolment charges or fees for the customer to be qualified for the campaign and earn the cash back.

Yes, the Pearl Points do not contradict with the campaign.