General Terms and Conditions For Accounts and Banking Services Personal > General Terms and Conditions For Accounts and Banking Services General Terms and Conditions For Accounts and Banking Services 1. General Terms & Conditions Govern All Types of Accounts & Services 2. Terms and Conditions for Current Accounts , Saving and Investment accounts based on Mudaraba Wakala 3. Terms and Conditions for Time deposits & Certificates of deposits based on Wakala investments 4. Terms and Conditions for Issuing and Using Debit Cards 5. Terms and Conditions for Electronic Banking Services 6. Terms and Conditions for Money Transfers and Payment Instructions 7. Terms and Conditions for Interactive Voice Response 8. Terms and Conditions for Mobile Wallet 9. Terms and Conditions for Fax and Email Indemnity Service 10. Tokenization Apple Pay Terms and Conditions